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If you already have a Veterans Affairs loan on the property, the VA requires only that you are looking for a rate reduction and have a clean payment record with no more than one late payment in the past year. This simplified process is known as streamline refinancing.
There’s one big, red-letter exception to the rule I mentioned — the rule that says you can cancel PMI when you owe 80 percent or less of the home’s value. That exception involves FHA loans.
Refinancing from a 30-year mortgage into a 15-year mortgage is an excellent way of taking advantage of today’s low low-interest rates. You pay more every month but cut your overall interest payments by tens of thousands of dollars over the life of the loan.
The artists’ three-bedroom, 2,900-square-foot house was built in 1973 and is in a well-preserved neighborhood close to downtown. From the street, it looks as though it might be the Brady Bunch’s Las Vegas lair until you enter and take in the 1960’s kitsch, vintage furniture and original modern art.
To place additional pressure on this homeowner, the community manager should contact the Southern Nevada Health District, as well as Clark County Animal Control. Hopefully, these two agencies will assist this community.
Home Builder’s Show to be held in Florida
Editor’s note: Listings include the resale home’s parcel number. The address listed is the homebuyer’s mailing address and not the actual location of the resale home. About 90 percent of these addresses reflect the home purchase. Check the parcel number to make sure. Also, a few transactions do not reflect the market value of the homes. The information is provided by Accudata, a local research firm. For the complete listing, visit RJRealEstate.Vegas or on Facebook at www.facebook.com/RJRealEstateLV .
For many people, buying a home is still the marker of adulthood; it has been part of the American dream for a long time. But this doesn’t mean buying a home is right for everyone and it doesn’t mean it’s right for everyone at any time.
Of course, you’re curious to see who comes to see your home, but the agent is right. House-hunting can be confusing and tiring, and prospects need to concentrate on the house. You would be a distraction.